Your Loan Officer will need the following information when you apply for your loan.  To insure a smooth and efficient application session, please be prepared to tell us about:

1.  Your Residence History. You will need:
a)   Your previous addresses for the last 2 years
b)  The length of time you've lived in each place
c)  Your landlord's name  and address (for the last 24 months), if you currently rent

2.  Your Employment History. We will need to know:
a)   Your employers for the last 2 years
b)  The dates you worked at each place of employment
c)  If there have been any gaps in your employment and why

3.  All Outstanding Loans and Credit Cards.  For each account, we will nee:
a)  The creditor's name and address
b)  Your account number
c)  The current total balance you owe
d)  The amount of the
minimum monthly payment
e)  How many months left to pay

4.  Savings, Checking or Investment Accounts.  For each account, we will need:
a)  The name and address for each financial institution
b)  Your account number
c)  The current balance or value

5.  Real Estate You Currently Own.  For each property, we will need to know:
a)  The property address
b)  The estimated market value
c)  The outstanding loan balance(s)
d)  The amount of your monthly payment
e)  The amount of your monthly rental income (if applicable)

6)  Personal Property You Own.  We will need to know:
a)  The net cash value of your whole life insurance policies
b)  The make, year and value of your automobiles, boats, campers, trailers & MH
c)  The value of your furniture and other personal property

Have you been bankrupt in the past 7 years?

Are you responsible for paying child support, separate maintenance or alimony?

Welcome | --About Us-- | Mortgage 101 | Quick App | Calculators | Programs | Refinance
| Option Arm | Realtor's Page
| Option Arm | Realtor's Page