Use the following checklist to be sure that you bring everything you need to make your loan application an easy, hassle-free experience.

_____ Sales Contract (on the purchase of your new home)

_____ Most Recent Paystub (showing year-to-date earnings, name and
         Social Security number)

_____ Most Recent Two Years W-2's

_____ Most Recent Two Years Tax Returns (With all schedules and
         signed in blue ink)

_____ Year-to-Date Profit and Loss Statement and Current Balance
         Sheet (If self-employed)

_____ Information on Residence History (For the last two years)

_____ Information on All Outstanding Loans and Credit Cards

_____ Two Months Bank Statements for All Accounts

_____ Information on Real Estate You Currently Own

_____ Information About Other Personal Property You Own

_____ Copy of Sales Contract (If you are selling your present home)

_____ Divorce Papers Including the Final Decree (If applicable)

_____ Copy of Driver's License and Social Security Card (FHA only)

_____ Original Certificate of Eligibility and DD214 (VA only)

_____ Check for Appraisal ($400 made out to
"Appraisal Services")

_____ Check for Credit Report ($25 made out to
"Executive
         Reporting Services")

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