Soundview Mortgage

Here's the answers to the questions on how to get started buying your new home.  We realize how difficult it is  sometimes understanding what this whole mortgage maze is all about.  That's why we have tried to simplify it so that you can get the straight down-to-earth facts regarding your upcoming home purchase.

Here's the scoop…..

• CHOOSING YOUR REAL ESTATE PROFESSIONAL
  
• YOU SHOULD GET PRE-QUALIFIED
  
• WHAT YOU SHOULD BE LOOKING FOR
  
• NEW HOME REQUIREMENTS
  
• HOME TOUR NOTES (Likes & Dislikes)
  
• HOW TO PICK A LENDER
  
• GETTING READY TO APPLY FOR YOUR MORTGAGE
  
• WHAT TO HAVE AVAILABLE FOR YOUR LOAN APP
  
• HOW THE LOAN PROCESS WORKS
  
• A LITTLE SCOOP ON LOAN PROGRAMS
  
• WHAT ARE CLOSING COSTS?
  
• HOW THE UNDERWRITER LOOKS AT YOUR LOAN
  
• WHAT ARE RATIOS AND COMPENSATING FACTORS?
  
• THE BREAKDOWN OF A MORTGAGE PAYMENT
  
• FUNCTION OF THE TITLE COMPANY
  
• HERE'S SIX COMMON WAYS TO HOLD TITLE
  

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